Call reports 2016
AUBURNBANK — 2016
What AUBURNBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 834,097,000 | 846,821,000 | 852,431,000 | 832,656,000 |
| Total loans | 434,089,000 | 432,261,000 | 427,905,000 | 432,443,000 |
| Allowance for loan losses | 4,774,000 | 4,528,000 | 4,578,000 | 4,643,000 |
| Securities available for sale | 234,109,000 | 217,002,000 | 249,556,000 | 243,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,486,000 | 749,789,000 | 754,147,000 | 741,332,000 |
| Interest-bearing deposits | 564,718,000 | 579,798,000 | 572,339,000 | 557,253,000 |
| Noninterest-bearing deposits | 174,768,000 | 169,991,000 | 181,808,000 | 184,079,000 |
| Equity capital | 88,463,000 | 90,390,000 | 90,621,000 | 83,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,754,000 | 13,499,000 | 20,169,000 | 26,875,000 |
| Interest expense | 986,000 | 1,955,000 | 2,942,000 | 3,856,000 |
| Net interest income | 5,768,000 | 11,544,000 | 17,227,000 | 23,019,000 |
| Noninterest income | 811,000 | 1,820,000 | 2,950,000 | 3,933,000 |
| Noninterest expense | 4,076,000 | 8,098,000 | 12,300,000 | 16,462,000 |
| Provision for loan losses | -600,000 | -600,000 | -600,000 | -485,000 |
| Pretax income | 3,103,000 | 5,866,000 | 8,625,000 | 10,754,000 |
| Income tax | 853,000 | 1,613,000 | 2,371,000 | 2,944,000 |
| Net income | 2,250,000 | 4,253,000 | 6,254,000 | 7,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,555,000 | 85,672,000 | 86,788,000 | 84,287,000 |
| Total capital | 89,434,000 | 90,318,000 | 91,472,000 | 89,061,000 |
| Risk-weighted assets | 516,132,000 | 517,339,000 | 516,175,000 | 503,628,000 |