Call reports 2015
AUBURNBANK — 2015
What AUBURNBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 791,058,000 | 807,062,000 | 818,818,000 | 818,004,000 |
| Total loans | 400,162,000 | 412,370,000 | 426,123,000 | 427,950,000 |
| Allowance for loan losses | 4,722,000 | 4,886,000 | 5,127,000 | 4,289,000 |
| Securities available for sale | 262,141,000 | 252,906,000 | 250,142,000 | 241,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,595,000 | 718,203,000 | 726,539,000 | 725,814,000 |
| Interest-bearing deposits | 556,760,000 | 566,258,000 | 568,697,000 | 566,810,000 |
| Noninterest-bearing deposits | 143,835,000 | 151,945,000 | 157,842,000 | 159,004,000 |
| Equity capital | 83,142,000 | 82,660,000 | 85,189,000 | 85,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,742,000 | 13,637,000 | 20,397,000 | 27,212,000 |
| Interest expense | 1,154,000 | 2,178,000 | 3,200,000 | 4,199,000 |
| Net interest income | 5,588,000 | 11,459,000 | 17,197,000 | 23,013,000 |
| Noninterest income | 1,293,000 | 2,418,000 | 3,436,000 | 4,406,000 |
| Noninterest expense | 4,288,000 | 8,261,000 | 12,133,000 | 16,261,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 2,596,000 | 5,619,000 | 8,314,000 | 10,974,000 |
| Income tax | 686,000 | 1,487,000 | 2,228,000 | 2,900,000 |
| Net income | 1,910,000 | 4,132,000 | 6,086,000 | 8,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,717,000 | 80,631,000 | 81,723,000 | 82,848,000 |
| Total capital | 84,588,000 | 85,666,000 | 86,999,000 | 87,262,000 |
| Risk-weighted assets | 483,105,000 | 493,274,000 | 511,232,000 | 509,615,000 |