Call reports 2014
AUBURNBANK — 2014
What AUBURNBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 774,235,000 | 776,024,000 | 782,025,000 | 790,110,000 |
| Total loans | 378,600,000 | 393,026,000 | 398,122,000 | 404,928,000 |
| Allowance for loan losses | 4,711,000 | 4,728,000 | 4,754,000 | 4,836,000 |
| Securities available for sale | 279,989,000 | 276,953,000 | 264,827,000 | 267,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,443,000 | 686,498,000 | 683,067,000 | 695,702,000 |
| Interest-bearing deposits | 561,461,000 | 553,826,000 | 553,292,000 | 563,230,000 |
| Noninterest-bearing deposits | 127,982,000 | 132,672,000 | 129,775,000 | 132,472,000 |
| Equity capital | 73,954,000 | 77,963,000 | 78,849,000 | 81,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,645,000 | 13,282,000 | 20,077,000 | 26,881,000 |
| Interest expense | 1,306,000 | 2,611,000 | 3,884,000 | 5,129,000 |
| Net interest income | 5,339,000 | 10,671,000 | 16,193,000 | 21,752,000 |
| Noninterest income | 1,112,000 | 2,229,000 | 3,695,000 | 4,988,000 |
| Noninterest expense | 3,993,000 | 7,817,000 | 11,634,000 | 15,633,000 |
| Provision for loan losses | -400,000 | -400,000 | -100,000 | 50,000 |
| Pretax income | 2,551,000 | 5,188,000 | 7,824,000 | 10,527,000 |
| Income tax | 676,000 | 1,388,000 | 2,108,000 | 2,898,000 |
| Net income | 1,875,000 | 3,800,000 | 5,716,000 | 7,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,747,000 | 76,827,000 | 77,899,000 | 78,968,000 |
| Total capital | 80,538,000 | 81,655,000 | 82,797,000 | 83,968,000 |
| Risk-weighted assets | 440,391,000 | 448,933,000 | 455,838,000 | 461,583,000 |