Call reports 2013
AUBURNBANK — 2013
What AUBURNBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 772,660,000 | 768,256,000 | 745,115,000 | 752,287,000 |
| Total loans | 395,464,000 | 395,550,000 | 383,072,000 | 385,635,000 |
| Allowance for loan losses | 6,769,000 | 6,457,000 | 5,946,000 | 5,268,000 |
| Securities available for sale | 270,219,000 | 270,794,000 | 259,467,000 | 271,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,409,000 | 667,817,000 | 651,707,000 | 671,252,000 |
| Interest-bearing deposits | 531,036,000 | 539,301,000 | 531,456,000 | 543,104,000 |
| Noninterest-bearing deposits | 129,373,000 | 128,516,000 | 120,251,000 | 128,148,000 |
| Equity capital | 76,597,000 | 71,597,000 | 72,172,000 | 70,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,988,000 | 13,872,000 | 20,740,000 | 27,522,000 |
| Interest expense | 1,774,000 | 3,344,000 | 4,871,000 | 6,299,000 |
| Net interest income | 5,214,000 | 10,528,000 | 15,869,000 | 21,223,000 |
| Noninterest income | 1,589,000 | 3,169,000 | 4,569,000 | 5,705,000 |
| Noninterest expense | 4,336,000 | 9,081,000 | 13,338,000 | 18,517,000 |
| Provision for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | 2,228,000 | 4,895,000 | 7,379,000 | 8,662,000 |
| Income tax | 495,000 | 1,188,000 | 1,838,000 | 2,015,000 |
| Net income | 1,733,000 | 3,707,000 | 5,541,000 | 6,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,280,000 | 73,428,000 | 74,436,000 | 74,716,000 |
| Total capital | 77,896,000 | 79,083,000 | 79,888,000 | 80,064,000 |
| Risk-weighted assets | 447,948,000 | 451,454,000 | 435,355,000 | 443,560,000 |