Call reports 2012
AUBURNBANK — 2012
What AUBURNBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 761,061,000 | 766,702,000 | 753,999,000 | 760,367,000 |
| Total loans | 381,776,000 | 406,186,000 | 403,420,000 | 401,080,000 |
| Allowance for loan losses | 7,496,000 | 6,503,000 | 6,045,000 | 6,723,000 |
| Securities available for sale | 299,902,000 | 277,246,000 | 254,819,000 | 259,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,575,000 | 645,300,000 | 631,197,000 | 638,133,000 |
| Interest-bearing deposits | 530,319,000 | 530,769,000 | 513,807,000 | 518,803,000 |
| Noninterest-bearing deposits | 112,256,000 | 114,531,000 | 117,390,000 | 119,330,000 |
| Equity capital | 72,394,000 | 74,721,000 | 76,619,000 | 76,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,261,000 | 14,645,000 | 21,875,000 | 29,150,000 |
| Interest expense | 2,188,000 | 4,173,000 | 6,067,000 | 7,934,000 |
| Net interest income | 5,073,000 | 10,472,000 | 15,808,000 | 21,216,000 |
| Noninterest income | 4,645,000 | 6,278,000 | 8,029,000 | 9,813,000 |
| Noninterest expense | 7,506,000 | 11,628,000 | 15,329,000 | 19,446,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 2,750,000 | 3,815,000 |
| Pretax income | 1,791,000 | 4,352,000 | 6,366,000 | 8,447,000 |
| Income tax | 269,000 | 732,000 | 1,089,000 | 1,464,000 |
| Net income | 1,522,000 | 3,620,000 | 5,277,000 | 6,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,256,000 | 69,542,000 | 70,383,000 | 71,277,000 |
| Total capital | 73,772,000 | 75,262,000 | 76,038,000 | 76,853,000 |
| Risk-weighted assets | 439,966,000 | 456,811,000 | 452,026,000 | 444,846,000 |