Call reports 2011
AUBURNBANK — 2011
What AUBURNBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 777,599,000 | 776,743,000 | 765,201,000 | 776,790,000 |
| Total loans | 370,166,000 | 376,073,000 | 377,694,000 | 373,609,000 |
| Allowance for loan losses | 7,855,000 | 7,746,000 | 6,340,000 | 6,918,000 |
| Securities available for sale | 321,098,000 | 296,443,000 | 283,070,000 | 299,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,198,000 | 628,562,000 | 611,110,000 | 620,922,000 |
| Interest-bearing deposits | 536,031,000 | 530,574,000 | 509,425,000 | 516,674,000 |
| Noninterest-bearing deposits | 96,167,000 | 97,988,000 | 101,685,000 | 104,248,000 |
| Equity capital | 60,973,000 | 64,317,000 | 70,857,000 | 71,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,843,000 | 15,858,000 | 23,535,000 | 30,765,000 |
| Interest expense | 2,961,000 | 5,842,000 | 8,598,000 | 11,244,000 |
| Net interest income | 4,882,000 | 10,016,000 | 14,937,000 | 19,521,000 |
| Noninterest income | 1,158,000 | 2,094,000 | 3,307,000 | 4,528,000 |
| Noninterest expense | 3,601,000 | 7,899,000 | 12,262,000 | 16,545,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,450,000 |
| Pretax income | 1,793,000 | 3,359,000 | 4,745,000 | 5,932,000 |
| Income tax | 176,000 | 178,000 | 120,000 | 88,000 |
| Net income | 1,617,000 | 3,181,000 | 4,625,000 | 5,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,563,000 | 63,336,000 | 67,114,000 | 67,542,000 |
| Total capital | 68,160,000 | 68,952,000 | 72,706,000 | 73,122,000 |
| Risk-weighted assets | 444,116,000 | 445,730,000 | 445,121,000 | 443,562,000 |