Call reports 2010
AUBURNBANK — 2010
What AUBURNBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 787,254,000 | 781,195,000 | 774,735,000 | 759,867,000 |
| Total loans | 384,596,000 | 380,893,000 | 381,019,000 | 378,496,000 |
| Allowance for loan losses | 6,547,000 | 6,580,000 | 7,181,000 | 7,676,000 |
| Securities available for sale | 333,660,000 | 333,107,000 | 322,118,000 | 315,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,319,000 | 606,459,000 | 603,232,000 | 607,930,000 |
| Interest-bearing deposits | 526,000,000 | 518,777,000 | 509,749,000 | 519,204,000 |
| Noninterest-bearing deposits | 83,319,000 | 87,682,000 | 93,483,000 | 88,726,000 |
| Equity capital | 60,859,000 | 62,165,000 | 64,074,000 | 59,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,666,000 | 17,134,000 | 25,509,000 | 33,503,000 |
| Interest expense | 3,769,000 | 7,482,000 | 11,056,000 | 14,337,000 |
| Net interest income | 4,897,000 | 9,652,000 | 14,453,000 | 19,166,000 |
| Noninterest income | 1,256,000 | 2,599,000 | 4,342,000 | 5,884,000 |
| Noninterest expense | 3,623,000 | 8,367,000 | 12,718,000 | 16,352,000 |
| Provision for loan losses | 1,450,000 | 2,200,000 | 2,930,000 | 3,580,000 |
| Pretax income | 2,129,000 | 4,165,000 | 5,757,000 | 6,541,000 |
| Income tax | 442,000 | 774,000 | 1,047,000 | 863,000 |
| Net income | 1,687,000 | 3,391,000 | 4,710,000 | 5,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,059,000 | 60,991,000 | 61,479,000 | 61,707,000 |
| Total capital | 65,854,000 | 66,670,000 | 67,096,000 | 67,332,000 |
| Risk-weighted assets | 461,634,000 | 452,097,000 | 446,461,000 | 446,584,000 |