Call reports 2009
AUBURNBANK — 2009
What AUBURNBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 800,051,000 | 798,477,000 | 784,604,000 | 769,318,000 |
| Total loans | 377,690,000 | 379,347,000 | 386,447,000 | 380,984,000 |
| Allowance for loan losses | 4,532,000 | 4,646,000 | 5,458,000 | 6,495,000 |
| Securities available for sale | 358,426,000 | 349,472,000 | 338,924,000 | 334,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,522,000 | 617,258,000 | 598,396,000 | 580,174,000 |
| Interest-bearing deposits | 551,045,000 | 536,829,000 | 514,578,000 | 502,850,000 |
| Noninterest-bearing deposits | 58,477,000 | 80,429,000 | 83,818,000 | 77,324,000 |
| Equity capital | 58,148,000 | 55,944,000 | 61,427,000 | 59,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,283,000 | 18,533,000 | 27,733,000 | 36,870,000 |
| Interest expense | 4,692,000 | 9,361,000 | 13,819,000 | 17,780,000 |
| Net interest income | 4,591,000 | 9,172,000 | 13,914,000 | 19,090,000 |
| Noninterest income | 2,050,000 | 4,061,000 | 5,373,000 | 6,818,000 |
| Noninterest expense | 3,577,000 | 7,451,000 | 10,807,000 | 14,511,000 |
| Provision for loan losses | 550,000 | 1,250,000 | 2,350,000 | 5,250,000 |
| Pretax income | 391,000 | 1,650,000 | 3,059,000 | 2,443,000 |
| Income tax | 107,000 | 366,000 | 665,000 | -242,000 |
| Net income | 284,000 | 1,284,000 | 2,394,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,003,000 | 59,250,000 | 59,606,000 | 59,143,000 |
| Total capital | 63,535,000 | 63,896,000 | 65,064,000 | 64,873,000 |
| Risk-weighted assets | 454,626,000 | 454,859,000 | 470,212,000 | 456,091,000 |