Call reports 2007
AUBURNBANK — 2007
What AUBURNBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 639,259,000 | 647,001,000 | 657,088,000 | 683,993,000 |
| Total loans | 287,308,000 | 306,375,000 | 321,298,000 | 325,389,000 |
| Allowance for loan losses | 4,122,000 | 4,104,000 | 4,074,000 | 4,106,000 |
| Securities available for sale | 296,838,000 | 292,168,000 | 288,025,000 | 318,373,000 |
| Securities held to maturity | 488,000 | 450,000 | 434,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,085,000 | 491,538,000 | 510,505,000 | 493,856,000 |
| Interest-bearing deposits | 395,654,000 | 391,244,000 | 415,081,000 | 403,649,000 |
| Noninterest-bearing deposits | 99,431,000 | 100,294,000 | 95,424,000 | 90,207,000 |
| Equity capital | 51,924,000 | 49,344,000 | 53,387,000 | 55,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,400,000 | 19,185,000 | 29,221,000 | 39,150,000 |
| Interest expense | 5,206,000 | 10,476,000 | 15,952,000 | 21,359,000 |
| Net interest income | 4,194,000 | 8,709,000 | 13,269,000 | 17,791,000 |
| Noninterest income | 1,074,000 | 2,109,000 | 3,097,000 | 4,029,000 |
| Noninterest expense | 2,885,000 | 5,960,000 | 9,051,000 | 12,277,000 |
| Provision for loan losses | 3,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 2,391,000 | 4,859,000 | 7,321,000 | 9,774,000 |
| Income tax | 616,000 | 1,258,000 | 1,892,000 | 2,464,000 |
| Net income | 1,775,000 | 3,601,000 | 5,429,000 | 7,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,390,000 | 54,415,000 | 55,446,000 | 55,570,000 |
| Total capital | 57,513,000 | 58,519,000 | 59,520,000 | 59,676,000 |
| Risk-weighted assets | 369,773,000 | 389,693,000 | 397,195,000 | 396,414,000 |