Call reports 2006
AUBURNBANK — 2006
What AUBURNBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 626,843,000 | 647,967,000 | 631,704,000 | 632,266,000 |
| Total loans | 282,762,000 | 297,545,000 | 287,620,000 | 285,092,000 |
| Allowance for loan losses | 3,926,000 | 3,989,000 | 4,038,000 | 4,044,000 |
| Securities available for sale | 292,344,000 | 290,955,000 | 287,159,000 | 301,425,000 |
| Securities held to maturity | 603,000 | 564,000 | 543,000 | 513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,858,000 | 490,754,000 | 479,803,000 | 470,971,000 |
| Interest-bearing deposits | 398,119,000 | 411,806,000 | 404,420,000 | 390,283,000 |
| Noninterest-bearing deposits | 73,739,000 | 78,948,000 | 75,383,000 | 80,688,000 |
| Equity capital | 49,326,000 | 48,937,000 | 50,058,000 | 50,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,171,000 | 16,931,000 | 25,875,000 | 34,766,000 |
| Interest expense | 4,317,000 | 9,081,000 | 14,003,000 | 19,084,000 |
| Net interest income | 3,854,000 | 7,850,000 | 11,872,000 | 15,682,000 |
| Noninterest income | 1,028,000 | 1,996,000 | 3,015,000 | 3,980,000 |
| Noninterest expense | 2,493,000 | 4,863,000 | 7,347,000 | 9,835,000 |
| Provision for loan losses | 105,000 | 210,000 | 295,000 | 330,000 |
| Pretax income | 2,316,000 | 4,816,000 | 7,251,000 | 9,507,000 |
| Income tax | 586,000 | 1,247,000 | 1,927,000 | 2,546,000 |
| Net income | 1,730,000 | 3,569,000 | 5,324,000 | 6,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,546,000 | 54,642,000 | 53,647,000 | 53,024,000 |
| Total capital | 57,471,000 | 58,631,000 | 57,685,000 | 57,068,000 |
| Risk-weighted assets | 364,523,000 | 381,771,000 | 370,245,000 | 367,095,000 |