Call reports 2002
AUBURNBANK — 2002
What AUBURNBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 471,056,000 | 492,046,000 | 503,401,000 | 502,674,000 |
| Total loans | 274,913,000 | 273,565,000 | 260,481,000 | 260,672,000 |
| Allowance for loan losses | 5,729,000 | 5,910,000 | 4,999,000 | 5,104,000 |
| Securities available for sale | 127,187,000 | 161,270,000 | 173,197,000 | 182,173,000 |
| Securities held to maturity | 12,153,000 | 11,104,000 | 9,419,000 | 7,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,148,000 | 396,581,000 | 398,895,000 | 395,654,000 |
| Interest-bearing deposits | 330,898,000 | 343,035,000 | 349,878,000 | 342,338,000 |
| Noninterest-bearing deposits | 49,250,000 | 53,546,000 | 49,017,000 | 53,316,000 |
| Equity capital | 32,515,000 | 34,930,000 | 36,321,000 | 37,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,868,000 | 14,020,000 | 21,172,000 | 27,926,000 |
| Interest expense | 3,363,000 | 6,698,000 | 10,015,000 | 13,172,000 |
| Net interest income | 3,505,000 | 7,322,000 | 11,157,000 | 14,754,000 |
| Noninterest income | 1,116,000 | 2,219,000 | 3,466,000 | 4,740,000 |
| Noninterest expense | 2,823,000 | 5,722,000 | 8,364,000 | 11,141,000 |
| Provision for loan losses | 1,005,000 | 1,280,000 | 1,630,000 | 1,680,000 |
| Pretax income | 1,199,000 | 2,944,000 | 5,117,000 | 7,166,000 |
| Income tax | 300,000 | 813,000 | 1,486,000 | 2,099,000 |
| Net income | 899,000 | 2,131,000 | 3,631,000 | 5,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,364,000 | 33,201,000 | 34,273,000 | 35,276,000 |
| Total capital | 36,335,000 | 37,198,000 | 38,038,000 | 39,029,000 |
| Risk-weighted assets | 315,946,000 | 317,812,000 | 299,957,000 | 298,682,000 |