Call reports 2010
SONOMA VALLEY BANK — 2010
What SONOMA VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 362,996,000 | 337,113,000 |
| Total loans | 264,692,000 | 252,900,000 |
| Allowance for loan losses | 12,454,000 | 12,239,000 |
| Securities available for sale | 20,543,000 | 15,895,000 |
| Securities held to maturity | 12,418,000 | 5,131,000 |
| Trading assets | 0 | 0 |
| Total deposits | 280,288,000 | 255,501,000 |
| Interest-bearing deposits | 227,583,000 | 201,272,000 |
| Noninterest-bearing deposits | 52,705,000 | 54,229,000 |
| Equity capital | 16,049,000 | 18,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 4,132,000 | 7,847,000 |
| Interest expense | 871,000 | 1,691,000 |
| Net interest income | 3,261,000 | 6,156,000 |
| Noninterest income | 445,000 | 913,000 |
| Noninterest expense | 4,477,000 | 3,447,000 |
| Provision for loan losses | 1,900,000 | 4,200,000 |
| Pretax income | -2,671,000 | -339,000 |
| Income tax | 0 | 0 |
| Net income | -2,671,000 | -339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 11,838,000 | 14,403,000 |
| Total capital | 15,516,000 | 17,908,000 |
| Risk-weighted assets | 285,407,000 | 271,652,000 |