Call reports 2009
SONOMA VALLEY BANK — 2009
What SONOMA VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 331,467,000 | 342,041,000 | 335,073,000 | 357,254,000 |
| Total loans | 279,704,000 | 286,205,000 | 270,920,000 | 271,239,000 |
| Allowance for loan losses | 5,042,000 | 8,630,000 | 12,807,000 | 13,066,000 |
| Securities available for sale | 6,533,000 | 6,503,000 | 10,561,000 | 20,450,000 |
| Securities held to maturity | 13,848,000 | 13,570,000 | 13,397,000 | 12,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,676,000 | 266,378,000 | 289,369,000 | 291,727,000 |
| Interest-bearing deposits | 215,237,000 | 213,886,000 | 238,117,000 | 239,806,000 |
| Noninterest-bearing deposits | 57,439,000 | 52,491,000 | 51,252,000 | 51,921,000 |
| Equity capital | 30,942,000 | 33,628,000 | 18,759,000 | 18,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,642,000 | 9,248,000 | 13,856,000 | 18,177,000 |
| Interest expense | 1,083,000 | 2,064,000 | 3,044,000 | 3,883,000 |
| Net interest income | 3,559,000 | 7,184,000 | 10,812,000 | 14,294,000 |
| Noninterest income | 479,000 | 982,000 | 1,502,000 | 2,029,000 |
| Noninterest expense | 2,337,000 | 4,602,000 | 6,885,000 | 8,914,000 |
| Provision for loan losses | 630,000 | 4,880,000 | 29,330,000 | 31,130,000 |
| Pretax income | 1,071,000 | -1,316,000 | -23,901,000 | -23,721,000 |
| Income tax | 330,000 | -760,000 | -4,629,000 | -4,481,000 |
| Net income | 741,000 | -556,000 | -19,272,000 | -19,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,045,000 | 31,548,000 | 14,742,000 | 14,776,000 |
| Total capital | 33,806,000 | 35,322,000 | 18,465,000 | 18,538,000 |
| Risk-weighted assets | 299,533,000 | 297,827,000 | 288,665,000 | 291,609,000 |