Call reports 2002
SONOMA VALLEY BANK — 2002
What SONOMA VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 155,296,000 | 154,111,000 | 174,063,000 | 182,593,000 |
| Total loans | 111,411,000 | 115,569,000 | 120,050,000 | 128,051,000 |
| Allowance for loan losses | 2,463,000 | 2,541,000 | 2,614,000 | 2,782,000 |
| Securities available for sale | 8,547,000 | 5,562,000 | 4,110,000 | 3,823,000 |
| Securities held to maturity | 11,698,000 | 11,115,000 | 10,912,000 | 9,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,616,000 | 133,598,000 | 152,702,000 | 160,238,000 |
| Interest-bearing deposits | 104,681,000 | 102,295,000 | 118,618,000 | 121,228,000 |
| Noninterest-bearing deposits | 30,935,000 | 31,303,000 | 34,084,000 | 39,010,000 |
| Equity capital | 16,875,000 | 17,629,000 | 18,339,000 | 18,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,602,000 | 5,219,000 | 7,878,000 | 10,594,000 |
| Interest expense | 494,000 | 937,000 | 1,439,000 | 1,961,000 |
| Net interest income | 2,108,000 | 4,282,000 | 6,439,000 | 8,633,000 |
| Noninterest income | 398,000 | 781,000 | 1,164,000 | 1,646,000 |
| Noninterest expense | 1,378,000 | 2,730,000 | 4,137,000 | 5,737,000 |
| Provision for loan losses | 60,000 | 135,000 | 205,000 | 393,000 |
| Pretax income | 1,068,000 | 2,198,000 | 3,261,000 | 4,144,000 |
| Income tax | 358,000 | 743,000 | 1,102,000 | 1,319,000 |
| Net income | 710,000 | 1,455,000 | 2,159,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,782,000 | 17,527,000 | 18,231,000 | 18,897,000 |
| Total capital | 18,522,000 | 19,288,000 | 20,110,000 | 20,852,000 |
| Risk-weighted assets | 138,457,000 | 140,107,000 | 149,590,000 | 155,552,000 |