Call reports 2001
SONOMA VALLEY BANK — 2001
What SONOMA VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 138,545,000 | 143,610,000 | 149,662,000 | 157,347,000 |
| Total loans | 95,128,000 | 102,037,000 | 105,562,000 | 107,448,000 |
| Allowance for loan losses | 2,199,000 | 2,272,000 | 2,317,000 | 2,416,000 |
| Securities available for sale | 18,461,000 | 17,226,000 | 15,269,000 | 10,669,000 |
| Securities held to maturity | 12,050,000 | 12,342,000 | 11,704,000 | 11,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,096,000 | 125,830,000 | 130,996,000 | 138,005,000 |
| Interest-bearing deposits | 94,671,000 | 96,247,000 | 101,966,000 | 105,359,000 |
| Noninterest-bearing deposits | 26,425,000 | 29,583,000 | 29,030,000 | 32,646,000 |
| Equity capital | 14,748,000 | 14,901,000 | 15,593,000 | 16,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,825,000 | 5,555,000 | 8,397,000 | 11,119,000 |
| Interest expense | 850,000 | 1,579,000 | 2,265,000 | 2,883,000 |
| Net interest income | 1,975,000 | 3,976,000 | 6,132,000 | 8,236,000 |
| Noninterest income | 306,000 | 624,000 | 958,000 | 1,309,000 |
| Noninterest expense | 1,270,000 | 2,530,000 | 3,921,000 | 5,188,000 |
| Provision for loan losses | 70,000 | 147,000 | 227,000 | 342,000 |
| Pretax income | 941,000 | 1,923,000 | 2,942,000 | 4,015,000 |
| Income tax | 319,000 | 660,000 | 1,017,000 | 1,395,000 |
| Net income | 622,000 | 1,263,000 | 1,925,000 | 2,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,574,000 | 14,714,000 | 15,377,000 | 16,072,000 |
| Total capital | 15,996,000 | 16,221,000 | 16,983,000 | 17,781,000 |
| Risk-weighted assets | 112,991,000 | 119,768,000 | 127,787,000 | 136,050,000 |