Call reports 2020
STROUD NATIONAL BANK — 2020
What STROUD NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 75,434,000 | 83,830,000 | 84,557,000 | 85,299,000 |
| Total loans | 44,724,000 | 48,082,000 | 49,021,000 | 42,277,000 |
| Allowance for loan losses | 534,000 | 540,000 | 551,000 | 546,000 |
| Securities available for sale | 20,074,000 | 21,713,000 | 24,385,000 | 31,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,032,000 | 70,628,000 | 71,553,000 | 72,669,000 |
| Interest-bearing deposits | 47,133,000 | 50,510,000 | 51,443,000 | 50,846,000 |
| Noninterest-bearing deposits | 15,899,000 | 20,118,000 | 20,110,000 | 21,823,000 |
| Equity capital | 9,400,000 | 10,365,000 | 10,292,000 | 10,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,897,000 | 2,764,000 | 3,591,000 |
| Interest expense | 83,000 | 161,000 | 224,000 | 276,000 |
| Net interest income | 765,000 | 1,736,000 | 2,540,000 | 3,315,000 |
| Noninterest income | 163,000 | 306,000 | 470,000 | 664,000 |
| Noninterest expense | 821,000 | 1,642,000 | 2,438,000 | 3,279,000 |
| Provision for loan losses | 5,000 | 40,000 | 70,000 | 55,000 |
| Pretax income | 102,000 | 360,000 | 502,000 | 645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 360,000 | 502,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,530,000 | 9,688,000 | 9,611,000 | 9,655,000 |