Call reports 2019
STROUD NATIONAL BANK — 2019
What STROUD NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,061,000 | 79,536,000 | 75,696,000 | 74,114,000 |
| Total loans | 46,731,000 | 46,075,000 | 45,422,000 | 44,134,000 |
| Allowance for loan losses | 528,000 | 544,000 | 548,000 | 530,000 |
| Securities available for sale | 20,095,000 | 21,275,000 | 20,174,000 | 20,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,970,000 | 66,319,000 | 62,145,000 | 61,290,000 |
| Interest-bearing deposits | 47,641,000 | 48,957,000 | 45,389,000 | 45,350,000 |
| Noninterest-bearing deposits | 17,329,000 | 17,362,000 | 16,756,000 | 15,940,000 |
| Equity capital | 9,190,000 | 9,469,000 | 9,623,000 | 9,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,778,000 | 2,653,000 | 3,521,000 |
| Interest expense | 104,000 | 204,000 | 295,000 | 377,000 |
| Net interest income | 784,000 | 1,574,000 | 2,358,000 | 3,144,000 |
| Noninterest income | 171,000 | 349,000 | 525,000 | 718,000 |
| Noninterest expense | 806,000 | 1,623,000 | 2,439,000 | 3,258,000 |
| Provision for loan losses | 50,000 | 65,000 | 90,000 | 100,000 |
| Pretax income | 101,000 | 233,000 | 360,000 | 510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 233,000 | 360,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,324,000 | 9,366,000 | 9,403,000 | 9,428,000 |
| Total capital | 9,852,000 | 9,910,000 | 9,951,000 | 9,958,000 |
| Risk-weighted assets | 47,312,000 | 47,098,000 | 47,346,000 | 45,452,000 |