Call reports 2018
STROUD NATIONAL BANK — 2018
What STROUD NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,456,000 | 79,001,000 | 78,139,000 | 78,473,000 |
| Total loans | 45,564,000 | 45,022,000 | 45,909,000 | 46,357,000 |
| Allowance for loan losses | 515,000 | 573,000 | 568,000 | 525,000 |
| Securities available for sale | 22,933,000 | 22,743,000 | 22,385,000 | 21,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,229,000 | 63,518,000 | 65,245,000 | 64,568,000 |
| Interest-bearing deposits | 46,576,000 | 46,299,000 | 48,109,000 | 47,533,000 |
| Noninterest-bearing deposits | 15,653,000 | 17,219,000 | 17,136,000 | 17,035,000 |
| Equity capital | 8,789,000 | 8,561,000 | 8,430,000 | 8,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,777,000 | 2,668,000 | 3,579,000 |
| Interest expense | 99,000 | 199,000 | 322,000 | 427,000 |
| Net interest income | 785,000 | 1,578,000 | 2,346,000 | 3,152,000 |
| Noninterest income | 187,000 | 374,000 | 551,000 | 732,000 |
| Noninterest expense | 761,000 | 1,723,000 | 2,583,000 | 3,420,000 |
| Provision for loan losses | 70,000 | 85,000 | 50,000 | 60,000 |
| Pretax income | 129,000 | 132,000 | 252,000 | 394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 132,000 | 252,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,317,000 | 9,139,000 | 9,171,000 | 9,312,000 |
| Total capital | 9,832,000 | 9,712,000 | 9,739,000 | 9,837,000 |
| Risk-weighted assets | 46,408,000 | 46,142,000 | 47,275,000 | 47,030,000 |