Call reports 2017
STROUD NATIONAL BANK — 2017
What STROUD NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,314,000 | 79,581,000 | 78,501,000 | 78,699,000 |
| Total loans | 46,632,000 | 45,447,000 | 44,621,000 | 45,752,000 |
| Allowance for loan losses | 679,000 | 650,000 | 497,000 | 474,000 |
| Securities available for sale | 20,886,000 | 22,128,000 | 21,120,000 | 20,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,145,000 | 63,203,000 | 62,235,000 | 62,905,000 |
| Interest-bearing deposits | 46,836,000 | 46,301,000 | 45,804,000 | 47,077,000 |
| Noninterest-bearing deposits | 15,309,000 | 16,902,000 | 16,431,000 | 15,828,000 |
| Equity capital | 8,891,000 | 9,202,000 | 9,217,000 | 8,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,773,000 | 2,645,000 | 3,540,000 |
| Interest expense | 120,000 | 243,000 | 362,000 | 475,000 |
| Net interest income | 744,000 | 1,530,000 | 2,283,000 | 3,065,000 |
| Noninterest income | 180,000 | 368,000 | 548,000 | 736,000 |
| Noninterest expense | 833,000 | 1,701,000 | 2,557,000 | 3,398,000 |
| Provision for loan losses | 18,000 | 8,000 | 18,000 | 65,000 |
| Pretax income | 76,000 | 195,000 | 279,000 | 363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 195,000 | 279,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,102,000 | 9,112,000 | 9,195,000 | 9,188,000 |
| Total capital | 9,720,000 | 9,686,000 | 9,692,000 | 9,662,000 |
| Risk-weighted assets | 49,413,000 | 45,892,000 | 45,347,000 | 45,410,000 |