Call reports 2011
STROUD NATIONAL BANK — 2011
What STROUD NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,318,000 | 78,848,000 | 78,920,000 | 76,725,000 |
| Total loans | 53,890,000 | 52,939,000 | 50,649,000 | 50,274,000 |
| Allowance for loan losses | 944,000 | 1,120,000 | 1,031,000 | 1,058,000 |
| Securities available for sale | 18,019,000 | 17,510,000 | 17,818,000 | 18,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,351,000 | 60,536,000 | 60,292,000 | 57,875,000 |
| Interest-bearing deposits | 51,349,000 | 49,439,000 | 47,940,000 | 46,272,000 |
| Noninterest-bearing deposits | 11,002,000 | 11,097,000 | 12,352,000 | 11,603,000 |
| Equity capital | 7,816,000 | 8,117,000 | 8,415,000 | 8,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,262,000 | 3,322,000 | 4,373,000 |
| Interest expense | 252,000 | 494,000 | 715,000 | 912,000 |
| Net interest income | 877,000 | 1,768,000 | 2,607,000 | 3,461,000 |
| Noninterest income | 186,000 | 398,000 | 566,000 | 793,000 |
| Noninterest expense | 892,000 | 1,769,000 | 2,620,000 | 3,486,000 |
| Provision for loan losses | 111,000 | 315,000 | 331,000 | 359,000 |
| Pretax income | 60,000 | 93,000 | 246,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 93,000 | 246,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,537,000 | 7,628,000 | 7,781,000 | 7,855,000 |
| Total capital | 8,233,000 | 8,311,000 | 8,442,000 | 8,513,000 |
| Risk-weighted assets | 55,734,000 | 54,236,000 | 52,719,000 | 52,598,000 |