Call reports 2002
STROUD NATIONAL BANK — 2002
What STROUD NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,831,000 | 40,536,000 | 39,439,000 | 38,915,000 |
| Total loans | 20,432,000 | 20,742,000 | 21,060,000 | 21,496,000 |
| Allowance for loan losses | 248,000 | 249,000 | 246,000 | 257,000 |
| Securities available for sale | 15,239,000 | 15,886,000 | 14,350,000 | 14,048,000 |
| Securities held to maturity | 0 | 180,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,911,000 | 35,432,000 | 34,069,000 | 33,285,000 |
| Interest-bearing deposits | 29,721,000 | 30,004,000 | 28,807,000 | 28,341,000 |
| Noninterest-bearing deposits | 5,190,000 | 5,428,000 | 5,262,000 | 4,944,000 |
| Equity capital | 4,232,000 | 4,288,000 | 4,361,000 | 4,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,352,000 | 2,034,000 | 2,663,000 |
| Interest expense | 217,000 | 422,000 | 603,000 | 771,000 |
| Net interest income | 456,000 | 930,000 | 1,431,000 | 1,892,000 |
| Noninterest income | 114,000 | 229,000 | 332,000 | 463,000 |
| Noninterest expense | 429,000 | 876,000 | 1,302,000 | 1,788,000 |
| Provision for loan losses | -45,000 | -45,000 | -22,000 | -22,000 |
| Pretax income | 140,000 | 282,000 | 444,000 | 551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 282,000 | 444,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,160,000 | 4,056,000 | 4,072,000 | 4,179,000 |
| Total capital | 4,408,000 | 4,305,000 | 4,318,000 | 4,436,000 |
| Risk-weighted assets | 21,707,000 | 22,225,000 | 22,388,000 | 22,831,000 |