Call reports 2001
STROUD NATIONAL BANK — 2001
What STROUD NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,676,000 | 40,479,000 | 39,824,000 | 40,654,000 |
| Total loans | 19,492,000 | 19,882,000 | 19,866,000 | 20,641,000 |
| Allowance for loan losses | 196,000 | 199,000 | 240,000 | 245,000 |
| Securities available for sale | 16,219,000 | 16,210,000 | 15,741,000 | 15,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,738,000 | 35,566,000 | 34,816,000 | 34,659,000 |
| Interest-bearing deposits | 30,288,000 | 29,737,000 | 29,431,000 | 29,797,000 |
| Noninterest-bearing deposits | 5,450,000 | 5,829,000 | 5,385,000 | 4,862,000 |
| Equity capital | 4,208,000 | 4,180,000 | 4,186,000 | 4,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,578,000 | 2,312,000 | 3,024,000 |
| Interest expense | 350,000 | 682,000 | 973,000 | 1,227,000 |
| Net interest income | 450,000 | 896,000 | 1,339,000 | 1,797,000 |
| Noninterest income | 97,000 | 202,000 | 310,000 | 420,000 |
| Noninterest expense | 399,000 | 793,000 | 1,173,000 | 1,576,000 |
| Provision for loan losses | -25,000 | -22,000 | 20,000 | 25,000 |
| Pretax income | 122,000 | 273,000 | 403,000 | 563,000 |
| Income tax | 0 | 48,000 | 48,000 | 48,000 |
| Net income | 122,000 | 225,000 | 355,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,103,000 | 4,017,000 | 4,178,000 |
| Total capital | 4,296,000 | 4,302,000 | 4,257,000 | 4,423,000 |
| Risk-weighted assets | 40,693,000 | 39,575,000 | 21,322,000 | 22,069,000 |