Call reports 2018
MIDSOUTH BANK, N.A. — 2018
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,855,508,000 | 1,856,406,000 | 1,823,671,000 | 1,740,939,000 |
| Total loans | 1,139,278,000 | 1,058,839,000 | 963,588,000 | 923,661,000 |
| Allowance for loan losses | 25,371,000 | 23,514,000 | 24,450,000 | 17,430,000 |
| Securities available for sale | 291,944,000 | 308,937,000 | 352,606,000 | 437,754,000 |
| Securities held to maturity | 73,255,000 | 67,777,000 | 64,893,000 | 37,759,000 |
| Trading assets | 40,000 | 50,000 | 17,000 | 219,000 |
| Total deposits | 1,553,175,000 | 1,570,803,000 | 1,555,585,000 | 1,496,897,000 |
| Interest-bearing deposits | 1,125,624,000 | 1,151,243,000 | 1,129,847,000 | 1,114,371,000 |
| Noninterest-bearing deposits | 427,551,000 | 419,560,000 | 425,738,000 | 382,526,000 |
| Equity capital | 222,583,000 | 221,649,000 | 215,726,000 | 197,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,997,000 | 37,736,000 | 56,171,000 | 75,512,000 |
| Interest expense | 1,467,000 | 3,082,000 | 4,845,000 | 6,739,000 |
| Net interest income | 17,530,000 | 34,654,000 | 51,326,000 | 68,773,000 |
| Noninterest income | 3,892,000 | 8,730,000 | 13,889,000 | 18,608,000 |
| Noninterest expense | 20,737,000 | 42,570,000 | 65,777,000 | 90,014,000 |
| Provision for loan losses | 0 | 440,000 | 4,740,000 | 16,740,000 |
| Pretax income | 650,000 | 323,000 | -5,368,000 | -19,469,000 |
| Income tax | 38,000 | -60,000 | -1,300,000 | 5,355,000 |
| Net income | 612,000 | 383,000 | -4,068,000 | -24,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,001,000 | 184,078,000 | 177,996,000 | 159,673,000 |
| Total capital | 201,151,000 | 200,204,000 | 192,817,000 | 173,832,000 |
| Risk-weighted assets | 1,363,214,000 | 1,282,194,000 | 1,175,528,000 | 1,128,898,000 |