Call reports 2017
MIDSOUTH BANK, N.A. — 2017
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,934,353,000 | 1,943,736,000 | 1,945,071,000 | 1,879,051,000 |
| Total loans | 1,273,124,000 | 1,241,268,000 | 1,236,936,000 | 1,200,100,000 |
| Allowance for loan losses | 24,578,000 | 24,674,000 | 25,053,000 | 26,888,000 |
| Securities available for sale | 357,803,000 | 348,580,000 | 326,221,000 | 309,191,000 |
| Securities held to maturity | 91,242,000 | 87,462,000 | 83,740,000 | 81,052,000 |
| Trading assets | 18,000 | 14,000 | 13,000 | 33,000 |
| Total deposits | 1,589,868,000 | 1,594,588,000 | 1,617,454,000 | 1,529,863,000 |
| Interest-bearing deposits | 1,162,771,000 | 1,166,057,000 | 1,189,219,000 | 1,113,282,000 |
| Noninterest-bearing deposits | 427,097,000 | 428,531,000 | 428,235,000 | 416,581,000 |
| Equity capital | 221,253,000 | 225,898,000 | 227,392,000 | 224,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 19,531,000 | 39,289,000 | 59,668,000 | 80,622,000 |
| Interest expense | 1,266,000 | 2,581,000 | 3,970,000 | 5,302,000 |
| Net interest income | 18,265,000 | 36,708,000 | 55,698,000 | 75,320,000 |
| Noninterest income | 5,068,000 | 10,264,000 | 14,831,000 | 13,271,000 |
| Noninterest expense | 17,047,000 | 36,235,000 | 53,167,000 | 71,319,000 |
| Provision for loan losses | 2,800,000 | 15,300,000 | 19,600,000 | 30,200,000 |
| Pretax income | 3,492,000 | -4,554,000 | -1,891,000 | -12,581,000 |
| Income tax | 920,000 | -2,072,000 | -1,328,000 | -1,779,000 |
| Net income | 2,572,000 | -2,482,000 | -563,000 | -10,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,686,000 | 181,972,000 | 184,229,000 | 183,825,000 |
| Total capital | 197,247,000 | 200,137,000 | 202,333,000 | 201,624,000 |
| Risk-weighted assets | 1,478,733,000 | 1,446,422,000 | 1,440,992,000 | 1,414,350,000 |