Call reports 2016
MIDSOUTH BANK, N.A. — 2016
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,916,178,000 | 1,922,057,000 | 1,953,585,000 | 1,942,897,000 |
| Total loans | 1,251,333,000 | 1,263,596,000 | 1,274,142,000 | 1,285,316,000 |
| Allowance for loan losses | 20,347,000 | 21,378,000 | 23,268,000 | 24,372,000 |
| Securities available for sale | 302,151,000 | 318,239,000 | 316,145,000 | 341,873,000 |
| Securities held to maturity | 113,623,000 | 109,420,000 | 103,412,000 | 98,211,000 |
| Trading assets | 73,000 | 179,000 | 192,000 | 1,010,000 |
| Total deposits | 1,573,646,000 | 1,576,001,000 | 1,601,135,000 | 1,596,334,000 |
| Interest-bearing deposits | 1,189,846,000 | 1,192,104,000 | 1,197,728,000 | 1,181,300,000 |
| Noninterest-bearing deposits | 383,800,000 | 383,897,000 | 403,407,000 | 415,034,000 |
| Equity capital | 222,349,000 | 224,440,000 | 224,798,000 | 220,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 19,804,000 | 39,192,000 | 59,145,000 | 79,128,000 |
| Interest expense | 1,262,000 | 2,497,000 | 3,750,000 | 5,022,000 |
| Net interest income | 18,542,000 | 36,695,000 | 55,395,000 | 74,106,000 |
| Noninterest income | 4,456,000 | 9,381,000 | 14,304,000 | 19,056,000 |
| Noninterest expense | 16,515,000 | 33,355,000 | 50,271,000 | 67,613,000 |
| Provision for loan losses | 2,800,000 | 5,100,000 | 8,000,000 | 10,600,000 |
| Pretax income | 3,683,000 | 7,641,000 | 11,448,000 | 14,969,000 |
| Income tax | 1,096,000 | 2,284,000 | 3,409,000 | 4,436,000 |
| Net income | 2,587,000 | 5,357,000 | 8,039,000 | 10,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,823,000 | 177,850,000 | 178,856,000 | 178,587,000 |
| Total capital | 194,914,000 | 196,181,000 | 197,371,000 | 197,265,000 |
| Risk-weighted assets | 1,444,928,000 | 1,463,295,000 | 1,476,311,000 | 1,488,450,000 |