Call reports 2015
MIDSOUTH BANK, N.A. — 2015
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,992,367,000 | 1,946,166,000 | 1,973,354,000 | 1,927,211,000 |
| Total loans | 1,311,447,000 | 1,294,876,000 | 1,302,607,000 | 1,264,739,000 |
| Allowance for loan losses | 16,060,000 | 16,048,000 | 18,939,000 | 19,011,000 |
| Securities available for sale | 298,338,000 | 300,335,000 | 285,485,000 | 318,159,000 |
| Securities held to maturity | 137,592,000 | 126,529,000 | 121,043,000 | 116,792,000 |
| Trading assets | 42,000 | 13,000 | 53,000 | 30,000 |
| Total deposits | 1,628,594,000 | 1,570,679,000 | 1,555,879,000 | 1,565,851,000 |
| Interest-bearing deposits | 1,206,574,000 | 1,161,798,000 | 1,149,649,000 | 1,191,482,000 |
| Noninterest-bearing deposits | 422,020,000 | 408,881,000 | 406,230,000 | 374,369,000 |
| Equity capital | 217,628,000 | 220,397,000 | 222,525,000 | 219,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,671,000 | 41,469,000 | 62,001,000 | 81,887,000 |
| Interest expense | 1,280,000 | 2,554,000 | 3,800,000 | 4,995,000 |
| Net interest income | 19,391,000 | 38,915,000 | 58,201,000 | 76,892,000 |
| Noninterest income | 4,816,000 | 9,916,000 | 14,818,000 | 19,499,000 |
| Noninterest expense | 16,100,000 | 32,900,000 | 49,206,000 | 66,583,000 |
| Provision for loan losses | 6,000,000 | 7,100,000 | 10,900,000 | 13,900,000 |
| Pretax income | 2,222,000 | 8,949,000 | 13,031,000 | 16,026,000 |
| Income tax | 543,000 | 2,633,000 | 3,793,000 | 4,700,000 |
| Net income | 1,679,000 | 6,316,000 | 9,238,000 | 11,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,515,000 | 176,444,000 | 177,663,000 | 177,057,000 |
| Total capital | 187,760,000 | 192,659,000 | 196,127,000 | 195,111,000 |
| Risk-weighted assets | 1,500,178,000 | 1,487,772,000 | 1,476,543,000 | 1,443,258,000 |