Call reports 2014
MIDSOUTH BANK, N.A. — 2014
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,885,539,000 | 1,892,915,000 | 1,888,312,000 | 1,935,444,000 |
| Total loans | 1,184,189,000 | 1,224,465,000 | 1,248,640,000 | 1,284,681,000 |
| Allowance for loan losses | 8,765,000 | 9,075,000 | 9,425,000 | 11,226,000 |
| Securities available for sale | 330,115,000 | 299,703,000 | 286,969,000 | 275,766,000 |
| Securities held to maturity | 152,162,000 | 148,927,000 | 145,030,000 | 141,201,000 |
| Trading assets | 41,000 | 21,000 | 16,000 | 12,000 |
| Total deposits | 1,557,001,000 | 1,538,965,000 | 1,528,316,000 | 1,594,901,000 |
| Interest-bearing deposits | 1,176,314,000 | 1,149,125,000 | 1,131,859,000 | 1,203,906,000 |
| Noninterest-bearing deposits | 380,687,000 | 389,840,000 | 396,457,000 | 390,995,000 |
| Equity capital | 216,269,000 | 215,768,000 | 217,483,000 | 218,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 20,399,000 | 40,995,000 | 62,010,000 | 83,470,000 |
| Interest expense | 1,154,000 | 2,317,000 | 3,497,000 | 4,742,000 |
| Net interest income | 19,245,000 | 38,678,000 | 58,513,000 | 78,728,000 |
| Noninterest income | 7,844,000 | 12,975,000 | 18,910,000 | 23,881,000 |
| Noninterest expense | 17,476,000 | 34,413,000 | 51,577,000 | 68,576,000 |
| Provision for loan losses | 550,000 | 1,750,000 | 2,925,000 | 5,625,000 |
| Pretax income | 9,063,000 | 15,618,000 | 23,049,000 | 28,536,000 |
| Income tax | 1,876,000 | 3,987,000 | 6,451,000 | 8,074,000 |
| Net income | 7,187,000 | 11,631,000 | 16,598,000 | 20,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,941,000 | 164,745,000 | 167,067,000 | 167,814,000 |
| Total capital | 174,903,000 | 173,993,000 | 176,677,000 | 179,225,000 |
| Risk-weighted assets | 1,299,685,000 | 1,337,930,000 | 1,358,354,000 | 1,385,521,000 |