Call reports 2013
MIDSOUTH BANK, N.A. — 2013
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,864,619,000 | 1,861,405,000 | 1,860,470,000 | 1,848,517,000 |
| Total loans | 1,037,859,000 | 1,118,572,000 | 1,145,023,000 | 1,137,554,000 |
| Allowance for loan losses | 7,457,000 | 8,531,000 | 8,667,000 | 8,779,000 |
| Securities available for sale | 387,259,000 | 366,832,000 | 358,084,000 | 340,930,000 |
| Securities held to maturity | 167,617,000 | 163,610,000 | 159,141,000 | 155,523,000 |
| Trading assets | 57,000 | 51,000 | 85,000 | 86,000 |
| Total deposits | 1,565,656,000 | 1,542,050,000 | 1,513,138,000 | 1,526,903,000 |
| Interest-bearing deposits | 1,174,808,000 | 1,146,598,000 | 1,132,981,000 | 1,143,558,000 |
| Noninterest-bearing deposits | 390,848,000 | 395,452,000 | 380,157,000 | 383,345,000 |
| Equity capital | 214,864,000 | 210,140,000 | 210,956,000 | 210,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,129,000 | 41,485,000 | 62,189,000 | 83,203,000 |
| Interest expense | 1,350,000 | 2,619,000 | 3,906,000 | 5,137,000 |
| Net interest income | 18,779,000 | 38,866,000 | 58,283,000 | 78,066,000 |
| Noninterest income | 4,115,000 | 8,505,000 | 13,335,000 | 18,177,000 |
| Noninterest expense | 17,084,000 | 34,555,000 | 52,743,000 | 70,908,000 |
| Provision for loan losses | 550,000 | 1,800,000 | 2,250,000 | 3,050,000 |
| Pretax income | 5,464,000 | 11,220,000 | 16,854,000 | 22,519,000 |
| Income tax | 1,643,000 | 3,392,000 | 5,155,000 | 6,910,000 |
| Net income | 3,821,000 | 7,828,000 | 11,699,000 | 15,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,881,000 | 158,430,000 | 159,682,000 | 161,283,000 |
| Total capital | 164,527,000 | 167,161,000 | 168,549,000 | 170,262,000 |
| Risk-weighted assets | 1,166,896,000 | 1,233,960,000 | 1,263,792,000 | 1,255,819,000 |