Call reports 2012
MIDSOUTH BANK, N.A. — 2012
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,412,989,000 | 1,394,088,000 | 1,428,255,000 | 1,849,274,000 |
| Total loans | 747,767,000 | 751,455,000 | 808,833,000 | 1,046,940,000 |
| Allowance for loan losses | 7,078,000 | 7,222,000 | 7,374,000 | 7,369,000 |
| Securities available for sale | 366,010,000 | 370,293,000 | 341,170,000 | 424,617,000 |
| Securities held to maturity | 96,817,000 | 123,054,000 | 117,628,000 | 153,524,000 |
| Trading assets | 0 | 0 | 38,000 | 80,000 |
| Total deposits | 1,203,679,000 | 1,178,945,000 | 1,200,575,000 | 1,557,101,000 |
| Interest-bearing deposits | 932,225,000 | 909,809,000 | 894,094,000 | 1,175,704,000 |
| Noninterest-bearing deposits | 271,454,000 | 269,136,000 | 306,481,000 | 381,397,000 |
| Equity capital | 152,169,000 | 155,937,000 | 161,614,000 | 213,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,332,000 | 30,631,000 | 45,986,000 | 61,022,000 |
| Interest expense | 1,479,000 | 2,911,000 | 3,812,000 | 4,928,000 |
| Net interest income | 13,853,000 | 27,720,000 | 42,174,000 | 56,094,000 |
| Noninterest income | 3,399,000 | 6,635,000 | 10,206,000 | 13,791,000 |
| Noninterest expense | 12,354,000 | 25,281,000 | 38,429,000 | 51,805,000 |
| Provision for loan losses | 675,000 | 1,250,000 | 1,550,000 | 2,050,000 |
| Pretax income | 4,223,000 | 7,959,000 | 12,605,000 | 16,234,000 |
| Income tax | 1,181,000 | 2,222,000 | 3,614,000 | 4,756,000 |
| Net income | 3,042,000 | 5,737,000 | 8,991,000 | 11,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,904,000 | 115,855,000 | 120,838,000 | 154,610,000 |
| Total capital | 120,168,000 | 123,265,000 | 128,384,000 | 162,159,000 |
| Risk-weighted assets | 845,776,000 | 852,456,000 | 903,091,000 | 1,171,282,000 |