Call reports 2011
MIDSOUTH BANK, N.A. — 2011
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,025,837,000 | 1,048,368,000 | 1,221,265,000 | 1,396,117,000 |
| Total loans | 574,330,000 | 587,459,000 | 673,444,000 | 746,305,000 |
| Allowance for loan losses | 6,752,000 | 7,313,000 | 7,329,000 | 7,276,000 |
| Securities available for sale | 289,820,000 | 322,272,000 | 325,736,000 | 367,241,000 |
| Securities held to maturity | 819,000 | 340,000 | 43,736,000 | 100,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,206,000 | 856,026,000 | 1,017,394,000 | 1,192,853,000 |
| Interest-bearing deposits | 645,417,000 | 638,310,000 | 794,447,000 | 938,074,000 |
| Noninterest-bearing deposits | 208,789,000 | 217,716,000 | 222,947,000 | 254,779,000 |
| Equity capital | 120,737,000 | 124,342,000 | 139,695,000 | 149,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,387,000 | 23,323,000 | 36,444,000 | 51,008,000 |
| Interest expense | 1,434,000 | 2,818,000 | 4,258,000 | 5,712,000 |
| Net interest income | 9,953,000 | 20,505,000 | 32,186,000 | 45,296,000 |
| Noninterest income | 2,887,000 | 5,915,000 | 8,983,000 | 12,292,000 |
| Noninterest expense | 10,364,000 | 21,240,000 | 33,837,000 | 47,676,000 |
| Provision for loan losses | 1,600,000 | 2,500,000 | 3,150,000 | 3,925,000 |
| Pretax income | 917,000 | 2,779,000 | 4,281,000 | 6,086,000 |
| Income tax | -3,000 | 335,000 | 555,000 | 911,000 |
| Net income | 920,000 | 2,444,000 | 3,726,000 | 5,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,132,000 | 108,704,000 | 111,622,000 | 109,528,000 |
| Total capital | 114,054,000 | 116,173,000 | 119,119,000 | 116,988,000 |
| Risk-weighted assets | 653,553,000 | 674,272,000 | 776,642,000 | 850,893,000 |