Call reports 2010
MIDSOUTH BANK, N.A. — 2010
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 973,364,000 | 970,691,000 | 991,775,000 | 1,001,424,000 |
| Total loans | 576,440,000 | 586,224,000 | 598,445,000 | 580,916,000 |
| Allowance for loan losses | 7,917,000 | 8,471,000 | 8,446,000 | 8,813,000 |
| Securities available for sale | 262,120,000 | 277,631,000 | 274,213,000 | 263,809,000 |
| Securities held to maturity | 2,068,000 | 1,588,000 | 1,588,000 | 1,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,981,000 | 803,866,000 | 811,936,000 | 832,930,000 |
| Interest-bearing deposits | 629,114,000 | 626,020,000 | 616,434,000 | 633,431,000 |
| Noninterest-bearing deposits | 175,867,000 | 177,846,000 | 195,502,000 | 199,499,000 |
| Equity capital | 114,681,000 | 116,722,000 | 119,731,000 | 119,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,939,000 | 23,867,000 | 35,987,000 | 48,122,000 |
| Interest expense | 2,054,000 | 3,969,000 | 5,790,000 | 7,419,000 |
| Net interest income | 9,885,000 | 19,898,000 | 30,197,000 | 40,703,000 |
| Noninterest income | 3,533,000 | 7,382,000 | 10,992,000 | 14,185,000 |
| Noninterest expense | 10,476,000 | 21,229,000 | 32,020,000 | 42,324,000 |
| Provision for loan losses | 1,150,000 | 2,650,000 | 4,150,000 | 5,020,000 |
| Pretax income | 1,792,000 | 3,401,000 | 5,019,000 | 7,544,000 |
| Income tax | 269,000 | 476,000 | 722,000 | 1,240,000 |
| Net income | 1,523,000 | 2,925,000 | 4,297,000 | 6,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,203,000 | 102,648,000 | 104,083,000 | 106,147,000 |
| Total capital | 109,280,000 | 110,973,000 | 112,455,000 | 114,328,000 |
| Risk-weighted assets | 658,124,000 | 665,710,000 | 669,487,000 | 653,699,000 |