Call reports 2009
MIDSOUTH BANK, N.A. — 2009
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 922,302,000 | 923,703,000 | 947,115,000 | 971,265,000 |
| Total loans | 597,505,000 | 596,386,000 | 588,834,000 | 585,260,000 |
| Allowance for loan losses | 7,801,000 | 8,039,000 | 8,015,000 | 7,995,000 |
| Securities available for sale | 212,444,000 | 204,838,000 | 218,715,000 | 271,736,000 |
| Securities held to maturity | 4,677,000 | 3,668,000 | 3,218,000 | 3,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,554,000 | 767,814,000 | 777,044,000 | 804,548,000 |
| Interest-bearing deposits | 575,735,000 | 582,427,000 | 595,903,000 | 629,288,000 |
| Noninterest-bearing deposits | 198,819,000 | 185,387,000 | 181,141,000 | 175,260,000 |
| Equity capital | 103,886,000 | 104,165,000 | 107,716,000 | 113,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,794,000 | 25,290,000 | 37,787,000 | 50,039,000 |
| Interest expense | 2,439,000 | 4,788,000 | 7,137,000 | 9,365,000 |
| Net interest income | 10,355,000 | 20,502,000 | 30,650,000 | 40,674,000 |
| Noninterest income | 3,453,000 | 7,292,000 | 11,131,000 | 14,831,000 |
| Noninterest expense | 11,076,000 | 22,006,000 | 33,077,000 | 43,726,000 |
| Provision for loan losses | 1,000,000 | 3,100,000 | 4,100,000 | 5,450,000 |
| Pretax income | 1,732,000 | 2,688,000 | 4,604,000 | 6,329,000 |
| Income tax | 266,000 | 215,000 | 478,000 | 670,000 |
| Net income | 1,466,000 | 2,473,000 | 4,126,000 | 5,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,068,000 | 92,362,000 | 93,067,000 | 99,638,000 |
| Total capital | 100,068,000 | 100,548,000 | 101,264,000 | 107,807,000 |
| Risk-weighted assets | 682,035,000 | 673,236,000 | 667,403,000 | 676,471,000 |