Call reports 2008
MIDSOUTH BANK, N.A. — 2008
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 936,033,000 | 936,665,000 | 915,191,000 | 935,825,000 |
| Total loans | 569,839,000 | 567,152,000 | 579,494,000 | 608,969,000 |
| Allowance for loan losses | 6,130,000 | 6,286,000 | 6,270,000 | 7,586,000 |
| Securities available for sale | 181,429,000 | 210,961,000 | 222,343,000 | 225,850,000 |
| Securities held to maturity | 9,747,000 | 7,783,000 | 7,534,000 | 6,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 818,958,000 | 811,303,000 | 772,056,000 | 768,223,000 |
| Interest-bearing deposits | 634,817,000 | 629,043,000 | 581,249,000 | 568,216,000 |
| Noninterest-bearing deposits | 184,141,000 | 182,260,000 | 190,807,000 | 200,007,000 |
| Equity capital | 84,388,000 | 83,533,000 | 84,235,000 | 86,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,311,000 | 28,136,000 | 41,770,000 | 55,468,000 |
| Interest expense | 4,708,000 | 8,414,000 | 11,699,000 | 14,882,000 |
| Net interest income | 9,603,000 | 19,722,000 | 30,071,000 | 40,586,000 |
| Noninterest income | 3,554,000 | 7,068,000 | 10,974,000 | 14,510,000 |
| Noninterest expense | 10,207,000 | 20,858,000 | 31,933,000 | 43,011,000 |
| Provision for loan losses | 1,200,000 | 2,055,000 | 2,555,000 | 4,555,000 |
| Pretax income | 1,750,000 | 3,877,000 | 6,557,000 | 7,530,000 |
| Income tax | 298,000 | 721,000 | 1,292,000 | 757,000 |
| Net income | 1,452,000 | 3,156,000 | 5,265,000 | 6,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,739,000 | 73,573,000 | 74,998,000 | 75,559,000 |
| Total capital | 78,869,000 | 79,986,000 | 81,395,000 | 83,307,000 |
| Risk-weighted assets | 664,929,000 | 663,077,000 | 666,451,000 | 693,457,000 |