Call reports 2007
MIDSOUTH BANK, N.A. — 2007
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 660,810,000 | 665,274,000 | 672,441,000 | 685,462,000 |
| Total loans | 398,358,000 | 426,548,000 | 430,818,000 | 444,180,000 |
| Allowance for loan losses | 4,013,000 | 4,204,000 | 4,234,000 | 4,104,000 |
| Securities available for sale | 163,877,000 | 168,558,000 | 164,608,000 | 164,117,000 |
| Securities held to maturity | 13,404,000 | 12,132,000 | 11,515,000 | 10,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,921,000 | 588,728,000 | 588,530,000 | 595,672,000 |
| Interest-bearing deposits | 443,482,000 | 434,540,000 | 431,026,000 | 434,700,000 |
| Noninterest-bearing deposits | 156,439,000 | 154,188,000 | 157,504,000 | 160,972,000 |
| Equity capital | 53,404,000 | 54,217,000 | 57,435,000 | 60,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,120,000 | 23,003,000 | 35,083,000 | 47,172,000 |
| Interest expense | 3,913,000 | 7,760,000 | 11,656,000 | 15,372,000 |
| Net interest income | 7,207,000 | 15,243,000 | 23,427,000 | 31,800,000 |
| Noninterest income | 2,833,000 | 6,028,000 | 9,144,000 | 12,380,000 |
| Noninterest expense | 7,054,000 | 14,264,000 | 21,961,000 | 30,259,000 |
| Provision for loan losses | 0 | 250,000 | 450,000 | 450,000 |
| Pretax income | 2,986,000 | 6,757,000 | 10,160,000 | 13,471,000 |
| Income tax | 759,000 | 1,773,000 | 2,470,000 | 3,227,000 |
| Net income | 2,227,000 | 4,984,000 | 7,690,000 | 10,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,294,000 | 55,124,000 | 56,922,000 | 58,539,000 |
| Total capital | 57,307,000 | 59,328,000 | 61,156,000 | 62,643,000 |
| Risk-weighted assets | 468,897,000 | 493,821,000 | 498,143,000 | 507,556,000 |