Call reports 2006
MIDSOUTH BANK, N.A. — 2006
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 604,534,000 | 628,255,000 | 624,808,000 | 650,372,000 |
| Total loans | 355,796,000 | 387,614,000 | 387,785,000 | 386,972,000 |
| Allowance for loan losses | 3,875,000 | 4,087,000 | 4,063,000 | 4,059,000 |
| Securities available for sale | 145,446,000 | 167,408,000 | 165,800,000 | 162,067,000 |
| Securities held to maturity | 18,368,000 | 17,519,000 | 16,399,000 | 15,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,615,000 | 576,266,000 | 569,847,000 | 592,995,000 |
| Interest-bearing deposits | 399,349,000 | 417,376,000 | 415,355,000 | 434,687,000 |
| Noninterest-bearing deposits | 152,266,000 | 158,890,000 | 154,492,000 | 158,308,000 |
| Equity capital | 46,033,000 | 46,683,000 | 50,426,000 | 51,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,125,000 | 19,674,000 | 30,530,000 | 41,602,000 |
| Interest expense | 2,858,000 | 6,343,000 | 9,983,000 | 13,840,000 |
| Net interest income | 6,267,000 | 13,331,000 | 20,547,000 | 27,762,000 |
| Noninterest income | 2,375,000 | 4,970,000 | 7,892,000 | 10,299,000 |
| Noninterest expense | 5,794,000 | 12,033,000 | 18,527,000 | 25,409,000 |
| Provision for loan losses | 220,000 | 420,000 | 420,000 | 520,000 |
| Pretax income | 2,628,000 | 5,848,000 | 9,492,000 | 12,132,000 |
| Income tax | 697,000 | 1,561,000 | 2,585,000 | 3,228,000 |
| Net income | 1,931,000 | 4,287,000 | 6,907,000 | 8,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,463,000 | 48,337,000 | 50,337,000 | 51,419,000 |
| Total capital | 50,338,000 | 52,424,000 | 54,400,000 | 55,478,000 |
| Risk-weighted assets | 424,176,000 | 459,658,000 | 463,934,000 | 464,313,000 |