Call reports 2003
MIDSOUTH BANK, N.A. — 2003
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 390,246,000 | 401,533,000 | 419,625,000 | 432,466,000 |
| Total loans | 236,025,000 | 241,267,000 | 246,766,000 | 261,808,000 |
| Allowance for loan losses | 2,780,000 | 2,774,000 | 2,898,000 | 2,669,000 |
| Securities available for sale | 87,279,000 | 97,067,000 | 114,342,000 | 116,063,000 |
| Securities held to maturity | 23,398,000 | 23,398,000 | 23,397,000 | 23,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,655,000 | 360,882,000 | 376,472,000 | 377,200,000 |
| Interest-bearing deposits | 316,447,000 | 322,213,000 | 287,331,000 | 279,996,000 |
| Noninterest-bearing deposits | 35,208,000 | 38,669,000 | 89,141,000 | 97,204,000 |
| Equity capital | 32,709,000 | 34,264,000 | 35,588,000 | 36,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,842,000 | 11,746,000 | 17,866,000 | 24,059,000 |
| Interest expense | 1,124,000 | 2,145,000 | 3,162,000 | 4,105,000 |
| Net interest income | 4,718,000 | 9,601,000 | 14,704,000 | 19,954,000 |
| Noninterest income | 1,667,000 | 3,593,000 | 5,579,000 | 7,435,000 |
| Noninterest expense | 4,216,000 | 8,566,000 | 13,008,000 | 17,625,000 |
| Provision for loan losses | 200,000 | 300,000 | 550,000 | 550,000 |
| Pretax income | 1,964,000 | 4,416,000 | 6,823,000 | 9,312,000 |
| Income tax | 539,000 | 1,223,000 | 1,857,000 | 2,527,000 |
| Net income | 1,425,000 | 3,193,000 | 4,966,000 | 6,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,531,000 | 31,815,000 | 33,600,000 | 34,994,000 |
| Total capital | 33,311,000 | 34,589,000 | 36,498,000 | 37,663,000 |
| Risk-weighted assets | 260,473,000 | 269,628,000 | 278,292,000 | 290,787,000 |