Call reports 2002
MIDSOUTH BANK, N.A. — 2002
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 359,257,000 | 379,031,000 | 381,388,000 | 381,932,000 |
| Total loans | 216,105,000 | 229,209,000 | 234,310,000 | 226,390,000 |
| Allowance for loan losses | 2,504,000 | 2,656,000 | 2,810,000 | 2,707,000 |
| Securities available for sale | 77,804,000 | 80,956,000 | 85,005,000 | 88,097,000 |
| Securities held to maturity | 23,584,000 | 23,584,000 | 23,583,000 | 23,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,945,000 | 344,257,000 | 345,119,000 | 346,012,000 |
| Interest-bearing deposits | 295,238,000 | 311,895,000 | 312,218,000 | 308,837,000 |
| Noninterest-bearing deposits | 31,707,000 | 32,362,000 | 32,901,000 | 37,175,000 |
| Equity capital | 28,036,000 | 29,681,000 | 30,884,000 | 31,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,763,000 | 11,804,000 | 18,039,000 | 24,012,000 |
| Interest expense | 1,650,000 | 3,185,000 | 4,706,000 | 6,092,000 |
| Net interest income | 4,113,000 | 8,619,000 | 13,333,000 | 17,920,000 |
| Noninterest income | 1,470,000 | 3,122,000 | 4,898,000 | 6,653,000 |
| Noninterest expense | 3,969,000 | 8,089,000 | 12,347,000 | 16,771,000 |
| Provision for loan losses | 280,000 | 530,000 | 950,000 | 1,225,000 |
| Pretax income | 1,334,000 | 3,122,000 | 4,935,000 | 6,733,000 |
| Income tax | 335,000 | 837,000 | 1,317,000 | 1,725,000 |
| Net income | 999,000 | 2,285,000 | 3,618,000 | 5,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,379,000 | 27,668,000 | 28,383,000 | 29,588,000 |
| Total capital | 29,883,000 | 30,324,000 | 31,193,000 | 32,295,000 |
| Risk-weighted assets | 237,914,000 | 248,264,000 | 253,944,000 | 252,424,000 |