Call reports 2001
MIDSOUTH BANK, N.A. — 2001
What MIDSOUTH BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 339,394,000 | 340,133,000 | 349,888,000 | 362,157,000 |
| Total loans | 200,262,000 | 210,807,000 | 212,350,000 | 212,933,000 |
| Allowance for loan losses | 2,268,000 | 2,344,000 | 2,504,000 | 2,503,000 |
| Securities available for sale | 70,865,000 | 74,510,000 | 80,711,000 | 74,445,000 |
| Securities held to maturity | 23,610,000 | 23,610,000 | 23,610,000 | 23,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,516,000 | 311,933,000 | 313,394,000 | 333,115,000 |
| Interest-bearing deposits | 284,456,000 | 272,487,000 | 282,968,000 | 298,226,000 |
| Noninterest-bearing deposits | 28,060,000 | 39,446,000 | 30,426,000 | 34,889,000 |
| Equity capital | 24,610,000 | 25,205,000 | 26,692,000 | 27,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,613,000 | 13,388,000 | 19,866,000 | 26,014,000 |
| Interest expense | 2,749,000 | 5,415,000 | 7,807,000 | 9,757,000 |
| Net interest income | 3,864,000 | 7,973,000 | 12,059,000 | 16,257,000 |
| Noninterest income | 1,128,000 | 2,447,000 | 3,686,000 | 5,180,000 |
| Noninterest expense | 3,560,000 | 7,276,000 | 11,019,000 | 15,050,000 |
| Provision for loan losses | 225,000 | 1,150,000 | 1,365,000 | 1,650,000 |
| Pretax income | 1,207,000 | 2,040,000 | 3,407,000 | 4,926,000 |
| Income tax | 300,000 | 504,000 | 846,000 | 1,246,000 |
| Net income | 907,000 | 1,536,000 | 2,561,000 | 3,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,539,000 | 24,182,000 | 25,228,000 | 26,379,000 |
| Total capital | 25,807,000 | 26,526,000 | 27,732,000 | 28,882,000 |
| Risk-weighted assets | 221,386,000 | 231,155,000 | 233,925,000 | 236,145,000 |