Call reports 2016
JAMESTOWN STATE BANK — 2016
What JAMESTOWN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 19,947,000 | 19,437,000 | 18,424,000 | 18,010,000 |
| Total loans | 4,195,000 | 4,526,000 | 4,754,000 | 5,106,000 |
| Allowance for loan losses | 309,000 | 309,000 | 310,000 | 310,000 |
| Securities available for sale | 12,742,000 | 13,112,000 | 12,367,000 | 11,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,725,000 | 16,172,000 | 15,080,000 | 14,912,000 |
| Interest-bearing deposits | 12,471,000 | 12,399,000 | 11,899,000 | 11,888,000 |
| Noninterest-bearing deposits | 4,254,000 | 3,773,000 | 3,181,000 | 3,024,000 |
| Equity capital | 3,214,000 | 3,252,000 | 3,331,000 | 3,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 248,000 | 369,000 | 490,000 |
| Interest expense | 8,000 | 16,000 | 24,000 | 32,000 |
| Net interest income | 120,000 | 232,000 | 345,000 | 458,000 |
| Noninterest income | 4,000 | 11,000 | 21,000 | 26,000 |
| Noninterest expense | 140,000 | 250,000 | 350,000 | 468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | -7,000 | 16,000 | 16,000 |
| Income tax | 0 | 6,000 | 3,000 | 0 |
| Net income | -16,000 | -13,000 | 13,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,016,000 | 3,041,000 | 2,983,000 | 2,986,000 |
| Total capital | 3,110,000 | 3,139,000 | 3,081,000 | 3,087,000 |
| Risk-weighted assets | 7,238,000 | 7,543,000 | 7,471,000 | 7,740,000 |