Call reports 2015
JAMESTOWN STATE BANK — 2015
What JAMESTOWN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 20,382,000 | 18,973,000 | 18,258,000 | 19,316,000 |
| Total loans | 5,902,000 | 5,991,000 | 5,733,000 | 5,944,000 |
| Allowance for loan losses | 317,000 | 317,000 | 317,000 | 317,000 |
| Securities available for sale | 11,930,000 | 11,547,000 | 11,378,000 | 11,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,159,000 | 15,765,000 | 15,028,000 | 16,101,000 |
| Interest-bearing deposits | 12,872,000 | 8,585,000 | 11,581,000 | 11,969,000 |
| Noninterest-bearing deposits | 4,287,000 | 7,180,000 | 3,447,000 | 4,132,000 |
| Equity capital | 3,214,000 | 3,195,000 | 3,221,000 | 3,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 267,000 | 400,000 | 530,000 |
| Interest expense | 9,000 | 17,000 | 25,000 | 34,000 |
| Net interest income | 128,000 | 250,000 | 375,000 | 496,000 |
| Noninterest income | 8,000 | 17,000 | 25,000 | 34,000 |
| Noninterest expense | 123,000 | 240,000 | 369,000 | 508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 27,000 | 31,000 | 22,000 |
| Income tax | 2,000 | 8,000 | 3,000 | 3,000 |
| Net income | 11,000 | 19,000 | 28,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,004,000 | 3,022,000 | 3,042,000 | 3,029,000 |
| Total capital | 3,109,000 | 3,121,000 | 3,145,000 | 3,139,000 |
| Risk-weighted assets | 8,164,000 | 7,671,000 | 7,966,000 | 8,442,000 |