Call reports 2014
JAMESTOWN STATE BANK — 2014
What JAMESTOWN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 21,338,000 | 19,729,000 | 19,153,000 | 18,916,000 |
| Total loans | 6,143,000 | 6,268,000 | 6,530,000 | 6,831,000 |
| Allowance for loan losses | 316,000 | 316,000 | 317,000 | 317,000 |
| Securities available for sale | 13,181,000 | 12,581,000 | 11,907,000 | 11,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,151,000 | 16,475,000 | 15,142,000 | 15,709,000 |
| Interest-bearing deposits | 13,383,000 | 12,850,000 | 11,795,000 | 11,764,000 |
| Noninterest-bearing deposits | 4,768,000 | 3,625,000 | 3,347,000 | 3,945,000 |
| Equity capital | 3,169,000 | 3,242,000 | 3,261,000 | 3,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 300,000 | 445,000 | 571,000 |
| Interest expense | 9,000 | 19,000 | 28,000 | 37,000 |
| Net interest income | 149,000 | 281,000 | 417,000 | 534,000 |
| Noninterest income | 9,000 | 19,000 | 29,000 | 38,000 |
| Noninterest expense | 120,000 | 253,000 | 372,000 | 572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 47,000 | 74,000 | 12,000 |
| Income tax | 11,000 | 7,000 | 9,000 | 9,000 |
| Net income | 27,000 | 40,000 | 65,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,776,000 | 2,805,000 | 2,827,000 | 2,776,000 |
| Total capital | 2,878,000 | 2,902,000 | 2,930,000 | 2,883,000 |
| Risk-weighted assets | 7,936,000 | 7,560,000 | 8,049,000 | 8,329,000 |