Call reports 2013
JAMESTOWN STATE BANK — 2013
What JAMESTOWN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 21,183,000 | 19,601,000 | 19,010,000 | 18,736,000 |
| Total loans | 5,452,000 | 6,449,000 | 6,377,000 | 6,849,000 |
| Allowance for loan losses | 320,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 13,251,000 | 11,713,000 | 10,809,000 | 10,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,890,000 | 16,403,000 | 15,771,000 | 15,335,000 |
| Interest-bearing deposits | 13,759,000 | 12,960,000 | 12,392,000 | 8,375,000 |
| Noninterest-bearing deposits | 4,131,000 | 3,443,000 | 3,379,000 | 6,960,000 |
| Equity capital | 3,283,000 | 3,191,000 | 3,232,000 | 3,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 271,000 | 407,000 | 556,000 |
| Interest expense | 16,000 | 28,000 | 39,000 | 49,000 |
| Net interest income | 121,000 | 243,000 | 368,000 | 507,000 |
| Noninterest income | 8,000 | 17,000 | 25,000 | 35,000 |
| Noninterest expense | 283,000 | 405,000 | 523,000 | 725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -154,000 | -145,000 | -130,000 | -181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -154,000 | -145,000 | -130,000 | -181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,764,000 | 2,730,000 | 2,759,000 | 2,698,000 |
| Total capital | 2,852,000 | 2,833,000 | 2,856,000 | 2,805,000 |
| Risk-weighted assets | 6,879,000 | 8,022,000 | 7,557,000 | 8,382,000 |