Call reports 2012
JAMESTOWN STATE BANK — 2012
What JAMESTOWN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,632,000 | 21,102,000 | 20,195,000 | 20,630,000 |
| Total loans | 6,264,000 | 6,402,000 | 6,012,000 | 6,757,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 320,000 |
| Securities available for sale | 12,225,000 | 12,657,000 | 12,379,000 | 12,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,064,000 | 16,537,000 | 15,598,000 | 16,126,000 |
| Interest-bearing deposits | 13,112,000 | 13,205,000 | 12,441,000 | 12,266,000 |
| Noninterest-bearing deposits | 3,952,000 | 3,332,000 | 3,157,000 | 3,860,000 |
| Equity capital | 3,525,000 | 3,534,000 | 3,572,000 | 3,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 368,000 | 528,000 | 673,000 |
| Interest expense | 30,000 | 58,000 | 86,000 | 113,000 |
| Net interest income | 157,000 | 310,000 | 442,000 | 560,000 |
| Noninterest income | 10,000 | 19,000 | 27,000 | 37,000 |
| Noninterest expense | 119,000 | 261,000 | 382,000 | 579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 93,000 | 112,000 | 43,000 |
| Income tax | 21,000 | 20,000 | 14,000 | -3,000 |
| Net income | 52,000 | 73,000 | 98,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,977,000 | 2,993,000 | 3,024,000 | 2,954,000 |
| Total capital | 3,097,000 | 3,087,000 | 3,114,000 | 3,053,000 |
| Risk-weighted assets | 9,366,000 | 7,304,000 | 6,994,000 | 7,660,000 |