Call reports 2009
JAMESTOWN STATE BANK — 2009
What JAMESTOWN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 17,938,000 | 17,991,000 | 18,515,000 | 18,582,000 |
| Total loans | 7,452,000 | 8,262,000 | 7,730,000 | 7,587,000 |
| Allowance for loan losses | 322,000 | 322,000 | 322,000 | 321,000 |
| Securities available for sale | 8,120,000 | 7,461,000 | 7,252,000 | 8,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,791,000 | 13,765,000 | 14,140,000 | 14,337,000 |
| Interest-bearing deposits | 11,483,000 | 10,997,000 | 11,753,000 | 11,457,000 |
| Noninterest-bearing deposits | 2,308,000 | 2,768,000 | 2,387,000 | 2,880,000 |
| Equity capital | 3,102,000 | 3,162,000 | 3,313,000 | 3,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 465,000 | 692,000 | 912,000 |
| Interest expense | 54,000 | 107,000 | 160,000 | 209,000 |
| Net interest income | 179,000 | 358,000 | 532,000 | 703,000 |
| Noninterest income | 7,000 | 17,000 | 25,000 | 34,000 |
| Noninterest expense | 103,000 | 219,000 | 373,000 | 569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 156,000 | 184,000 | 168,000 |
| Income tax | -30,000 | -5,000 | 1,000 | -3,000 |
| Net income | 113,000 | 161,000 | 183,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,964,000 | 3,050,000 | 3,141,000 | 3,045,000 |
| Total capital | 3,084,000 | 3,179,000 | 3,267,000 | 3,173,000 |
| Risk-weighted assets | 9,388,000 | 10,161,000 | 9,853,000 | 10,061,000 |