Call reports 2008
JAMESTOWN STATE BANK — 2008
What JAMESTOWN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,999,000 | 18,323,000 | 17,745,000 | 17,659,000 |
| Total loans | 7,368,000 | 8,145,000 | 7,738,000 | 7,995,000 |
| Allowance for loan losses | 322,000 | 322,000 | 322,000 | 322,000 |
| Securities available for sale | 8,646,000 | 9,361,000 | 8,367,000 | 8,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,717,000 | 13,011,000 | 13,748,000 | 13,663,000 |
| Interest-bearing deposits | 11,694,000 | 11,367,000 | 11,634,000 | 11,190,000 |
| Noninterest-bearing deposits | 2,023,000 | 1,644,000 | 2,114,000 | 2,473,000 |
| Equity capital | 4,195,000 | 4,231,000 | 2,931,000 | 2,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 516,000 | 765,000 | 1,032,000 |
| Interest expense | 79,000 | 152,000 | 221,000 | 279,000 |
| Net interest income | 191,000 | 364,000 | 544,000 | 753,000 |
| Noninterest income | 9,000 | 19,000 | 27,000 | 36,000 |
| Noninterest expense | 101,000 | 221,000 | 343,000 | 548,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 162,000 | -2,322,000 | -2,309,000 |
| Income tax | 13,000 | 20,000 | -459,000 | -460,000 |
| Net income | 86,000 | 142,000 | -1,863,000 | -1,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,098,000 | 4,226,000 | 2,956,000 | 2,845,000 |
| Total capital | 4,235,000 | 4,371,000 | 3,081,000 | 2,970,000 |
| Risk-weighted assets | 10,773,000 | 11,424,000 | 9,817,000 | 9,829,000 |