Call reports 2007
JAMESTOWN STATE BANK — 2007
What JAMESTOWN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,832,000 | 17,469,000 | 18,348,000 | 18,873,000 |
| Total loans | 7,452,000 | 7,747,000 | 7,836,000 | 7,993,000 |
| Allowance for loan losses | 326,000 | 326,000 | 322,000 | 322,000 |
| Securities available for sale | 9,285,000 | 8,574,000 | 9,409,000 | 9,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,264,000 | 12,886,000 | 12,689,000 | 13,523,000 |
| Interest-bearing deposits | 10,581,000 | 10,587,000 | 10,727,000 | 10,458,000 |
| Noninterest-bearing deposits | 3,683,000 | 2,299,000 | 1,962,000 | 3,065,000 |
| Equity capital | 4,492,000 | 4,501,000 | 4,577,000 | 4,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 475,000 | 734,000 | 1,008,000 |
| Interest expense | 63,000 | 132,000 | 206,000 | 289,000 |
| Net interest income | 169,000 | 343,000 | 528,000 | 719,000 |
| Noninterest income | 8,000 | 18,000 | 28,000 | 36,000 |
| Noninterest expense | 97,000 | 219,000 | 345,000 | 535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 142,000 | 211,000 | 220,000 |
| Income tax | 9,000 | 9,000 | 5,000 | 5,000 |
| Net income | 71,000 | 133,000 | 206,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,484,000 | 4,539,000 | 4,582,000 | 4,197,000 |
| Total capital | 4,628,000 | 4,679,000 | 4,724,000 | 4,342,000 |
| Risk-weighted assets | 11,301,000 | 11,016,000 | 11,179,000 | 11,448,000 |