Call reports 2006
JAMESTOWN STATE BANK — 2006
What JAMESTOWN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,800,000 | 16,584,000 | 16,483,000 | 16,237,000 |
| Total loans | 5,192,000 | 5,587,000 | 5,756,000 | 5,786,000 |
| Allowance for loan losses | 329,000 | 329,000 | 326,000 | 326,000 |
| Securities available for sale | 10,887,000 | 10,248,000 | 10,175,000 | 9,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,822,000 | 11,573,000 | 11,056,000 | 11,789,000 |
| Interest-bearing deposits | 9,665,000 | 9,383,000 | 9,281,000 | 9,495,000 |
| Noninterest-bearing deposits | 2,157,000 | 2,190,000 | 1,775,000 | 2,294,000 |
| Equity capital | 4,237,000 | 4,275,000 | 4,381,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 442,000 | 667,000 | 903,000 |
| Interest expense | 54,000 | 110,000 | 172,000 | 241,000 |
| Net interest income | 164,000 | 332,000 | 495,000 | 662,000 |
| Noninterest income | 8,000 | 19,000 | 28,000 | 38,000 |
| Noninterest expense | 103,000 | 213,000 | 323,000 | 519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 138,000 | 200,000 | 181,000 |
| Income tax | 2,000 | -10,000 | 6,000 | 6,000 |
| Net income | 67,000 | 148,000 | 194,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,235,000 | 4,334,000 | 4,381,000 | 4,396,000 |
| Total capital | 4,353,000 | 4,457,000 | 4,505,000 | 4,520,000 |
| Risk-weighted assets | 9,203,000 | 9,614,000 | 9,688,000 | 9,716,000 |