Call reports 2005
JAMESTOWN STATE BANK — 2005
What JAMESTOWN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 16,675,000 | 16,489,000 | 15,975,000 | 16,440,000 |
| Total loans | 4,373,000 | 5,215,000 | 5,459,000 | 5,331,000 |
| Allowance for loan losses | 330,000 | 330,000 | 329,000 | 329,000 |
| Securities available for sale | 10,741,000 | 10,499,000 | 9,761,000 | 9,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,893,000 | 11,125,000 | 11,102,000 | 11,629,000 |
| Interest-bearing deposits | 9,928,000 | 9,365,000 | 9,295,000 | 9,410,000 |
| Noninterest-bearing deposits | 1,965,000 | 1,760,000 | 1,807,000 | 2,219,000 |
| Equity capital | 4,057,000 | 4,108,000 | 4,145,000 | 4,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 397,000 | 598,000 | 801,000 |
| Interest expense | 31,000 | 67,000 | 106,000 | 156,000 |
| Net interest income | 165,000 | 330,000 | 492,000 | 645,000 |
| Noninterest income | 9,000 | 18,000 | 28,000 | 37,000 |
| Noninterest expense | 117,000 | 217,000 | 335,000 | 533,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 131,000 | 186,000 | 150,000 |
| Income tax | 6,000 | 7,000 | 6,000 | 6,000 |
| Net income | 51,000 | 124,000 | 180,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,894,000 | 3,934,000 | 4,076,000 | 4,060,000 |
| Total capital | 4,005,000 | 4,052,000 | 4,195,000 | 4,175,000 |
| Risk-weighted assets | 8,700,000 | 9,206,000 | 9,286,000 | 9,043,000 |