Call reports 2004
JAMESTOWN STATE BANK — 2004
What JAMESTOWN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,978,000 | 17,465,000 | 16,993,000 | 17,350,000 |
| Total loans | 4,563,000 | 4,810,000 | 4,926,000 | 5,069,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 12,309,000 | 11,575,000 | 11,458,000 | 11,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,983,000 | 12,713,000 | 12,025,000 | 12,566,000 |
| Interest-bearing deposits | 10,980,000 | 10,452,000 | 10,172,000 | 10,219,000 |
| Noninterest-bearing deposits | 2,003,000 | 2,261,000 | 1,853,000 | 2,347,000 |
| Equity capital | 4,247,000 | 4,007,000 | 4,241,000 | 4,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 407,000 | 607,000 | 812,000 |
| Interest expense | 38,000 | 71,000 | 104,000 | 136,000 |
| Net interest income | 168,000 | 336,000 | 503,000 | 676,000 |
| Noninterest income | 9,000 | 17,000 | 26,000 | 35,000 |
| Noninterest expense | 97,000 | 209,000 | 308,000 | 508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 144,000 | 221,000 | 203,000 |
| Income tax | 0 | 24,000 | 4,000 | 5,000 |
| Net income | 80,000 | 120,000 | 217,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,963,000 | 3,833,000 | 3,994,000 | 3,923,000 |
| Total capital | 4,080,000 | 3,952,000 | 4,112,000 | 4,043,000 |
| Risk-weighted assets | 9,165,000 | 9,278,000 | 9,239,000 | 9,384,000 |