Call reports 2003
JAMESTOWN STATE BANK — 2003
What JAMESTOWN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,958,000 | 17,337,000 | 17,534,000 | 17,681,000 |
| Total loans | 4,842,000 | 5,237,000 | 4,485,000 | 4,632,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 11,010,000 | 11,075,000 | 12,353,000 | 11,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,007,000 | 12,427,000 | 12,675,000 | 12,846,000 |
| Interest-bearing deposits | 11,271,000 | 10,858,000 | 10,938,000 | 10,751,000 |
| Noninterest-bearing deposits | 1,736,000 | 1,569,000 | 1,737,000 | 2,095,000 |
| Equity capital | 4,136,000 | 4,143,000 | 4,118,000 | 4,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 454,000 | 657,000 | 865,000 |
| Interest expense | 63,000 | 118,000 | 164,000 | 205,000 |
| Net interest income | 192,000 | 336,000 | 493,000 | 660,000 |
| Noninterest income | 9,000 | 20,000 | 29,000 | 38,000 |
| Noninterest expense | 93,000 | 197,000 | 296,000 | 482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 159,000 | 226,000 | 216,000 |
| Income tax | 10,000 | 4,000 | 7,000 | 7,000 |
| Net income | 98,000 | 155,000 | 219,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,976,000 | 3,865,000 | 3,893,000 | 3,851,000 |
| Total capital | 4,096,000 | 3,986,000 | 4,009,000 | 3,968,000 |
| Risk-weighted assets | 9,359,000 | 9,434,000 | 9,047,000 | 9,159,000 |